Post by account_disabled on Feb 24, 2024 22:34:51 GMT -7
In order to claim, it is essential to have insurance taken out prior to the accident that covers the contingency for which you want to claim compensation; that the insurance policy is in force at the time the damage occurs and that the insured is up to date with the payment of the policy premium.
Firms such as that of López and García de la Fax Lists Serrana help those affected to complete these claims, communicating the incident to the insurance company, within a period of no more than seven days, and writing to the Consortium Delegation or through the entity's own website, as there is a specific section to present the claim through an online questionnaire.
This lawyer clarifies that “ once the claim has been filed with the aforementioned Consortium, this organization sends an expert to assess the damages that have occurred so that said economic compensation can then be received for the damages suffered. It is advisable not to touch the damage until the experts come and make the appropriate assessments.”
López y García de la Serrana, president of the Spanish Association of Lawyers Specialized in Civil Liability and Insurance, a group of lawyers focused on these insurance coverage issues, knows well how the Insurance Compensation Consortium works “it is one of the institutions that best “It works and compensates appropriately .”
This expert clarifies that damage caused by rain “is usually covered by our home or business insurance company,” since it is their responsibility to compensate for water damage. But in cases of extraordinary floods, as is the case of the DANA that has affected us, it is the Consortium that compensates the insured damages , whether material or personal, although in terms of injuries or possible deaths it is subject to compensation only if the policy had this coverage.”